Discover the Heart of Black American Culture Who We Are.

Black homeownership in the United States has historically been impacted by systemic barriers such as discriminatory lending practices, redlining, and inequitable access to financial resources. Despite efforts to close the racial homeownership gap, Black homeownership rates remain significantly lower than those of white Americans. As of recent years, Black families often face challenges such as higher mortgage interest rates, limited generational wealth, and undervaluation of homes in predominantly Black neighborhoods. Advocacy and policy reforms continue to address these disparities, aiming to promote equity and economic stability for Black homeowners.